Hopefully I am wrong about this prediction because if I am right, things could go south fast in the economy. The US has a debt ceiling that is expected to be reached circa October 2019 and without an increase or […]

This is a Florida Supreme Court decision from July 2018. The foreclosure was completed and a separate lawsuit for a deficiency was obtained by a creepy debt collection company. Dyck O’Neal was assigned the foreclosure judgment and obtained the deficiency […]

BPO is an acronym which stands for Broker Price Opinion. It is basically an appraisal completed by a real estate broker, although it’s not permitted to be called an appraisal per the Uniform Standards of Professional Appraisal Practice (USPAP); nevertheless, […]

This testimonial is being written in late 2018 after I closed my first short sale with Jewel. I’m probably the last realtor who is still just exclusively listing short sales. I cover half the state of Florida. Jewel and THE […]

Earlier this week I did a conference call with Carrington Mortgage and someone who wanted to keep their house. I suggested we do the 3-way call because he said that Carrington told him he doesn’t qualify for a modification and […]

First things first. I am not an attorney and nothing that is written in this article or on this website should be consider legal advice. Only an attorney can give legal advice. I am only giving my legal opinion. I […]

This is the true story of a man who we will call Fred (not his real name but feels better to type a personal name rather than an article replete with colloquialisms such as ‘this guy’ or ‘this dude’). Fred […]

Profusely widespread throughout Florida are numerous Home Owner’s Associations (HOA). Simply put, I do short sales; therefore, I despise them. This article will outline some of the reasons why HOA’s can be troublesome for a short sale as well as […]